I have been a member since September and, like the others, I have so far been having EXCELLENT experiences with United Trade (UT) in term of prompt payments and answers to my questions. Ok, people, I have this suggestions :- (1). If you have some issue(s) with UT, write to the administrator and wait (may be you are located at the other side of the world, like me. Different time zone, you know) surely you can't expect UT to answer in one second, they will, in time, answer ok. (2). If you want to comment on something, use this forum NOT at the Scam area and also if you aren't that good in English ask someone for help. Example:- using "u" for "U" in your Liberty Account number, etc. (3). Read the FAQs very carefully. Lot of helps there. (4). UT is not Hourly Payout, hence please don't make comments about HP at UT forum, they aren't the same. You know, like everybody, I want to have a good experience with UT and I hope they will go on making profits for a long time to come.